Built for freelancers
Bookkeeping built for freelancers.
A calm, simple way to track income, expenses, and tax estimates - without the bookkeeping bloat. Harbor fits the way freelancers actually get paid, not the way teams file reports.
Why Harbor
A simpler way to do your own books.
Built around solo work
Most bookkeeping tools were designed for teams. Harbor is shaped around how freelancers invoice, get paid, and file taxes - one person at a time.
Categorization that just works
Your transactions arrive already tagged. Spend a few minutes a week, not a few hours reconciling entries against an accountant's spreadsheet.
Reports you can actually send
Send a clean income report to a client or accountant in under a minute. Tax season stops being a scramble.
Features
Everything you need, nothing you do not.
Six core tools, ground in the way independent work actually runs. No payroll module. No time-tracking bloat. Just the basics, done well.
Expense tracking
Log mileage, software subscriptions, and one-off supplies in seconds. Snap a receipt, assign a category, move on with your day.
Invoicing
Generate, send, and track invoices tied to a bank account. Mark them paid the moment funds clear - no more spreadsheet cross-checks.
Tax estimates
A real-time view of what you owe, updated as income and expenses come in, with quarterly set-aside reminders built in.
Bank sync
Connect to over 12,000 banks through our partner Plaid. Transactions arrive ready to review, never on a clipboard.
Income reports
Break down earnings by client, project, or month. Export as CSV or a polished PDF ready to send to your accountant.
Client tags
Group invoices, expenses, and reports by the people you work for. One click to see what a single client has cost or paid.
Ready to clean up your books?
Get started free in under three minutes. Connect a bank, add your business details, and you are ready to send your first invoice. No credit card required.